Hemlo's BRF analysis
HSB Bostadsrättsförening Körnaren i Karlstad
Org. no. 716411-3909 · Karlstad
Summary
HSB Bostadsrättsförening Körnaren i Karlstad receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,462 kr per square metre and the annual fee is 1,115 kr per square metre per year. Higher fee per m² than 99% of associations in Karlstad. The annual fee has increased 29% over 6 years. The analysis highlights, among other things: Tomträtt kan ge oväntat höjd markkostnad, Låneförfall i närtid kan pressa refinansieringen, Stambyte nära i tid med stor framtida kostnad.
Compared with neighbouring associations
- Lower debt per m² than 69% of associations in Karlstad
- Higher fee per m² than 99% of associations in Karlstad
- Larger maintenance fund than 94% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Built
- 1952
- Apartments
- 75
- Total area
- 4 414 m²
Identified risks
- Ground lease (tomträtt) can lead to unexpected increases in land costsHigh
- Loan maturities in the near term can put pressure on refinancing.High
- Stambyte planned soon, with a large expected future costHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre2,462 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,115 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Körnaren i Karlstad a financially healthy housing cooperative?
- HSB Bostadsrättsförening Körnaren i Karlstad receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Körnaren i Karlstad?
- The debt is 2,462 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 69% of associations in Karlstad.
- How high is the fee in HSB Bostadsrättsförening Körnaren i Karlstad?
- The annual fee is 1,115 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 29% over 6 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Körnaren i Karlstad has a health score of 5 out of 10.