Hemlo's BRF analysis
HSB Bostadsrättsförening Krämaren i Molkom
Org. no. 716411-1754 · Karlstad
Top 22% in Karlstad
Summary
HSB Bostadsrättsförening Krämaren i Molkom receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 4,295 kr per square metre and the annual fee is 833 kr per square metre per year. Larger maintenance fund than 87% of associations in Karlstad. The annual fee has increased 20% over 4 years. The analysis highlights, among other things: Låg underhållsfond kan kräva kraftiga avgiftshöjningar, Stambyte är oklart och bör verifieras innan köp, Stor del av lånen förfaller inom kort tid.
Compared with neighbouring associations
- Higher fee per m² than 75% of associations in Karlstad
- Larger maintenance fund than 87% of associations in Karlstad
- Lower equity ratio than 62% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Built
- 1988
- Apartments
- 32
- Total area
- 2 466 m²
Identified risks
- Low maintenance funds may require substantial increases in service charges.High
- The building replacement work is unclear and should be verified before purchase.High
- A large portion of the loans falls due in the near term.High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre4,295 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre833 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Krämaren i Molkom a financially healthy housing cooperative?
- HSB Bostadsrättsförening Krämaren i Molkom receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in HSB Bostadsrättsförening Krämaren i Molkom?
- The debt is 4,295 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in HSB Bostadsrättsförening Krämaren i Molkom?
- The annual fee is 833 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 20% over 4 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Krämaren i Molkom has a health score of 8 out of 10.