Hemlo's BRF analysis
Bostadsrättsföreningen Hamnstaden i Karlstad
Org. no. 769631-6160 · Karlstad
Summary
Bostadsrättsföreningen Hamnstaden i Karlstad receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,828 kr per square metre and the annual fee is 822 kr per square metre per year. Higher debt per m² than 86% of associations in Karlstad. The annual fee has increased 31% over 7 years. The analysis highlights, among other things: Mycket hög räntekänslighet, Mycket hög skuldsättning per kvm, Underhållsfonden är svagt uppbyggd.
Compared with neighbouring associations
- Higher debt per m² than 86% of associations in Karlstad
- Higher fee per m² than 71% of associations in Karlstad
- Larger maintenance fund than 61% of associations in Karlstad
- Higher equity ratio than 86% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Built
- 2017
- Apartments
- 60
- Total area
- 4 060 m²
Identified risks
- Very high interest-rate sensitivityCritical
- Very high debt per m²Critical
- The maintenance fund is weakly funded.High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre11,828 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre822 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Hamnstaden i Karlstad a financially healthy housing cooperative?
- Bostadsrättsföreningen Hamnstaden i Karlstad receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Hamnstaden i Karlstad?
- The debt is 11,828 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 86% of associations in Karlstad.
- How high is the fee in Bostadsrättsföreningen Hamnstaden i Karlstad?
- The annual fee is 822 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 31% over 7 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Hamnstaden i Karlstad has a health score of 6 out of 10.