Hemlo's BRF analysis

HSB Bostadsrättsförening Loke i Karlstad

Org. no. 716411-2752 · Karlstad

Stable associationBased on the 2024 annual report · Analysed 22 Aug 2026

Summary

HSB Bostadsrättsförening Loke i Karlstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 4,967 kr per square metre and the annual fee is 763 kr per square metre per year. The analysis highlights, among other things: Hög avgifts- och räntekänslighet i kombination med kommande låneomförhandlingar, Underhållsfonden är tunn i förhållande till framtida åtgärder, Stambytesstatus okänd i en 1990-byggnad.

Association facts

Municipality
Karlstad
Built
1990
Apartments
39
Total area
2 822 m²

Identified risks

  • High fee and interest-rate sensitivity combined with upcoming loan renegotiationsHigh
  • The maintenance fund is thin in relation to future measures.High
  • Riser replacement status unknown in a 1990-built propertyMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,967 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre763 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Loke i Karlstad a financially healthy housing cooperative?
HSB Bostadsrättsförening Loke i Karlstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB Bostadsrättsförening Loke i Karlstad?
The debt is 4,967 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Loke i Karlstad?
The annual fee is 763 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Loke i Karlstad has a health score of 7 out of 10.