Hemlo's BRF analysis

HSB Bostadsrättsförening Olofsgården i Sundsvall

Org. no. 789200-2481 · Sundsvall

Stable associationBased on the 2025 annual report · Analysed 15 Aug 2026

Summary

HSB Bostadsrättsförening Olofsgården i Sundsvall receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 114 kr per square metre and the annual fee is 759 kr per square metre per year. Higher equity ratio than 100% of associations in Sundsvall. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Hög stambytesrisk i 60-talshus, Begränsad låneförfallsmarginal, Underhållsfonden kan vara otillräcklig inför större åtgärder.

Compared with neighbouring associations

  • Lower debt per m² than 88% of associations in Sundsvall
  • Lower fee per m² than 85% of associations in Sundsvall
  • Larger maintenance fund than 77% of associations in Sundsvall
  • Higher equity ratio than 100% of associations in Sundsvall

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²759 kr/m²
+6% over 1 yr20242025
Debt/m²114 kr/m²
-50% over 1 yr20242025
Equity ratio89 %
+4 pp over 1 yr20242025

Association facts

Municipality
Sundsvall
Built
1961
Apartments
105
Total area
6 032 m²

Identified risks

  • High pipe replacement risk in 1960s buildingsHigh
  • Limited loan maturity marginHigh
  • The maintenance fund may be insufficient for major measuresMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre114 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre759 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Olofsgården i Sundsvall a financially healthy housing cooperative?
HSB Bostadsrättsförening Olofsgården i Sundsvall receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Olofsgården i Sundsvall?
The debt is 114 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 88% of associations in Sundsvall.
How high is the fee in HSB Bostadsrättsförening Olofsgården i Sundsvall?
The annual fee is 759 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Olofsgården i Sundsvall has a health score of 7 out of 10.