Hemlo's BRF analysis

HSB Bostadsrättsförening Stocken i Karlstad

Org. no. 773200-1263 · Karlstad

Stable associationBased on the 2024 annual report · Analysed 21 Apr 2026

Top 49% in Karlstad

Summary

HSB Bostadsrättsförening Stocken i Karlstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 2,098 kr per square metre and the annual fee is 824 kr per square metre per year. Lower debt per m² than 85% of associations in Karlstad. The annual fee has increased 19% over 3 years. The analysis highlights, among other things: Tomträtt kan ge kraftig avgädsökning, Låg underhållsfond trots äldre fastighet, Många planerade renoveringar kan driva kostnader samtidigt.

Compared with neighbouring associations

  • Lower debt per m² than 85% of associations in Karlstad
  • Higher fee per m² than 72% of associations in Karlstad
  • Larger maintenance fund than 80% of associations in Karlstad
  • Lower equity ratio than 69% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²824 kr/m²
+19% over 3 yr2021–2024
Debt/m²2 098 kr/m²
-20% over 3 yr2021–2024
Equity ratio31 %
+12 pp over 3 yr2021–2024

Association facts

Municipality
Karlstad
Built
1962
Apartments
180
Total area
12 440 m²

Identified risks

  • Ground lease (tomträtt) can lead to a sharp increase in association fees (avgifter)Critical
  • Low maintenance fund despite an older propertyHigh
  • Many planned renovations can drive costs at the same timeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre2,098 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre824 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Stocken i Karlstad a financially healthy housing cooperative?
HSB Bostadsrättsförening Stocken i Karlstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB Bostadsrättsförening Stocken i Karlstad?
The debt is 2,098 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 85% of associations in Karlstad.
How high is the fee in HSB Bostadsrättsförening Stocken i Karlstad?
The annual fee is 824 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 19% over 3 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Stocken i Karlstad has a health score of 7 out of 10.