Hemlo's BRF analysis

HSB Bostadsrättsförening Skiftnyckeln i Karlstad

Org. no. 716411-3982 · Karlstad

Stable associationBased on the 2025 annual report

Top 40% in Karlstad

metricPercentile.heading

  • Lower debt per m² than 65% of associations in Karlstad
  • Higher fee per m² than 94% of associations in Karlstad
  • Larger maintenance fund than 99% of associations in Karlstad
  • Higher equity ratio than 63% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²975 kr/m²
+8% over 3 yr20222025
Debt/m²1 320 kr/m²
+33% over 3 yr20222025
Equity ratio56 %
-1 pp over 3 yr20222025

Association facts

Municipality
Karlstad
Built
1950
Apartments
123
Total area
7 822 m²

Identified risks

  • Unclear pipe replacement in 1950s buildingsCritical
  • High fee level and continued pressure on feesHigh
  • Two refinancing milestones close in timeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre
  • Fee per square metre
  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations