Hemlo's BRF analysis
HSB Bostadsrättsförening Skiftnyckeln i Karlstad
Org. no. 716411-3982 · Karlstad
Top 47% in Karlstad
Summary
HSB Bostadsrättsförening Skiftnyckeln i Karlstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,420 kr per square metre and the annual fee is 975 kr per square metre per year. Larger maintenance fund than 100% of associations in Karlstad. The annual fee has increased 8% over 3 years. The analysis highlights, among other things: Oklart stambyte i 1950-talshus, Hög avgiftsnivå och fortsatt avgiftstryck, Mycket höga energi- och driftskostnader.
Compared with neighbouring associations
- Lower debt per m² than 76% of associations in Karlstad
- Higher fee per m² than 94% of associations in Karlstad
- Larger maintenance fund than 100% of associations in Karlstad
- Higher equity ratio than 62% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Built
- 1950
- Apartments
- 123
- Total area
- 7 822 m²
Identified risks
- Unclear pipe replacement in 1950s buildingsCritical
- High fee level and continued pressure on feesHigh
- Very high energy and operating costsHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre1,420 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre975 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Skiftnyckeln i Karlstad a financially healthy housing cooperative?
- HSB Bostadsrättsförening Skiftnyckeln i Karlstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Skiftnyckeln i Karlstad?
- The debt is 1,420 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 76% of associations in Karlstad.
- How high is the fee in HSB Bostadsrättsförening Skiftnyckeln i Karlstad?
- The annual fee is 975 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 8% over 3 years.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Skiftnyckeln i Karlstad has a health score of 7 out of 10.