Hemlo's BRF analysis
HSB Bostadsrättsförening Spånet i Karlstad
Org. no. 773200-1297 · Karlstad
Top 21% in Karlstad
Summary
HSB Bostadsrättsförening Spånet i Karlstad receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 1,098 kr per square metre per year. Higher fee per m² than 98% of associations in Karlstad. The analysis highlights, among other things: Kommande större underhåll kan kräva extra finansiering, Hög avgift i förhållande till ytan, Känslighet för räntehöjningar.
Compared with neighbouring associations
- Lower debt per m² than 84% of associations in Karlstad
- Higher fee per m² than 98% of associations in Karlstad
- Larger maintenance fund than 71% of associations in Karlstad
- Lower equity ratio than 91% of associations in Karlstad
Association facts
- Municipality
- Karlstad
- Built
- 1962
- Apartments
- 27
- Total area
- 1 558 m²
Identified risks
- Upcoming major maintenance may require additional financingHigh
- High service charge relative to the areaHigh
- Sensitivity to interest rate increasesHigh
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- Debt per square metre0 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,098 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Spånet i Karlstad a financially healthy housing cooperative?
- HSB Bostadsrättsförening Spånet i Karlstad receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Spånet i Karlstad?
- The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 84% of associations in Karlstad.
- How high is the fee in HSB Bostadsrättsförening Spånet i Karlstad?
- The annual fee is 1,098 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Spånet i Karlstad has a health score of 8 out of 10.