HSB Bostadsrättsförening Spånet i Karlstad

Summary

HSB Bostadsrättsförening Spånet i Karlstad receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,116 kr per square metre and the annual fee is 1,098 kr per square metre per year. Higher fee per m² than 96% of associations in Karlstad. The analysis highlights, among other things: Kommande större underhåll kan kräva extra finansiering, Hög avgift i förhållande till ytan, Känslighet för räntehöjningar.

Compared with neighbouring associations

• Higher fee per m² than 96% of associations in Karlstad
• Larger maintenance fund than 74% of associations in Karlstad
• Lower equity ratio than 93% of associations in Karlstad

Association facts

Municipality

Karlstad

Built

1962

Apartments

27

Total area

1 558 m²

Identified risks

• Upcoming major maintenance may require additional financingHigh
• High service charge relative to the areaHigh
• Sensitivity to interest rate increasesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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• Debt per square metre7,116 kr/m²

  Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

• Fee per square metre1,098 kr/m²/år

  Fee per square metre makes associations of different sizes comparable.

• Savings per square metre12 345 kr/m²
• Fee trend12 345 kr/m²
• Loan structure and rate terms12 345 kr/m²
• Interest-rate sensitivity12 345 kr/m²
• Maintenance plan12 345 kr/m²
• Planned renovations12 345 kr/m²

Frequently asked questions

Is HSB Bostadsrättsförening Spånet i Karlstad a financially healthy housing cooperative?

HSB Bostadsrättsförening Spånet i Karlstad receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.

How high is the debt in HSB Bostadsrättsförening Spånet i Karlstad?

The debt is 7,116 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

How high is the fee in HSB Bostadsrättsförening Spånet i Karlstad?

The annual fee is 1,098 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.

What does Hemlo grade B mean?

Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Spånet i Karlstad has a health score of 8 out of 10.