Hemlo's BRF analysis
HSB brf Lokföraren i Haparanda
Org. no. 716415-8359 · Haparanda
Summary
HSB brf Lokföraren i Haparanda receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 2,952 kr per square metre and the annual fee is 760 kr per square metre per year. The analysis highlights, among other things: Oklar stambytesstatus i mycket gammal fastighet, Stor refinansiering av lån under 2025 kan höja avgifterna, Kommande fasad- och fönsteråtgärder kan ge stora extrakostnader.
Association facts
- Municipality
- Haparanda
- Built
- 1900
- Apartments
- 20
- Total area
- 1 421 m²
Identified risks
- Unclear pipe replacement status in a very old propertyCritical
- Significant refinancing of loans during 2025 may increase the service chargesHigh
- Upcoming façade and window measures may result in significant additional costsHigh
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- Debt per square metre2,952 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre760 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB brf Lokföraren i Haparanda a financially healthy housing cooperative?
- HSB brf Lokföraren i Haparanda receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in HSB brf Lokföraren i Haparanda?
- The debt is 2,952 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in HSB brf Lokföraren i Haparanda?
- The annual fee is 760 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Lokföraren i Haparanda has a health score of 7 out of 10.