Hemlo's BRF analysis

HSB brf Städet i Haparanda

Org. no. 797600-1029 · Haparanda

Strong associationBased on the 2024 annual report · Analysed 31 Jul 2026

Summary

HSB brf Städet i Haparanda receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 568 kr per square metre and the annual fee is 731 kr per square metre per year. The analysis highlights, among other things: Begränsad underhållsfond i förhållande till framtida behov, Liten förening med begränsad motståndskraft, Äldre byggnad trots nyligen genomfört stambyte.

Association facts

Municipality
Haparanda
Built
1900
Apartments
18
Total area
1 059 m²

Identified risks

  • Limited maintenance fund in relation to future needsMedium
  • Small association with limited resilienceMedium
  • Older building despite recently completed plumbing replacementMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre568 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre731 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Städet i Haparanda a financially healthy housing cooperative?
HSB brf Städet i Haparanda receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB brf Städet i Haparanda?
The debt is 568 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB brf Städet i Haparanda?
The annual fee is 731 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Städet i Haparanda has a health score of 9 out of 10.