Hemlo's BRF analysis

HSB Bostadsrättsförening Närsta i Haparanda

Org. no. 716415-7237 · Haparanda

Strong associationBased on the 2025 annual report · Analysed 10 Sept 2026

Summary

HSB Bostadsrättsförening Närsta i Haparanda receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,327 kr per square metre and the annual fee is 652 kr per square metre per year. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Risk för stambyte i närtid utan bekräftad status, Mycket låg underhållsfond i förhållande till framtida behov, Stor del av lånen ska omförhandlas inom kort.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²652 kr/m²
+6% over 1 yr20242025
Debt/m²1 327 kr/m²
-6% over 1 yr20242025
Equity ratio56 %
+1 pp over 1 yr20242025

Association facts

Municipality
Haparanda
Built
1977
Apartments
90
Total area
7 654 m²

Identified risks

  • Risk of pipe replacement in the near term without confirmed statusCritical
  • Very low maintenance fund in relation to future needsCritical
  • A large portion of the loans is due to be refinanced shortly.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,327 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre652 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Närsta i Haparanda a financially healthy housing cooperative?
HSB Bostadsrättsförening Närsta i Haparanda receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Närsta i Haparanda?
The debt is 1,327 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Närsta i Haparanda?
The annual fee is 652 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Närsta i Haparanda has a health score of 8 out of 10.