Hemlo's BRF analysis

HSB brf Hörnan i Haparanda

Org. no. 797600-0328 · Haparanda

Strong associationBased on the 2024 annual report · Analysed 27 Sept 2026

Summary

HSB brf Hörnan i Haparanda receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 700 kr per square metre and the annual fee is 774 kr per square metre per year. The analysis highlights, among other things: Låg underhållsreserv inför kända kommande åtgärder, Kraftigt stigande avgifter indikerar fortsatt kostnadspress, Refinansieringsrisk när hela lånet förfaller samtidigt.

Association facts

Municipality
Haparanda
Built
1951
Apartments
32
Total area
1 966 m²

Identified risks

  • Low maintenance reserve for known upcoming measuresCritical
  • Sharply rising service charges indicate continued cost pressureCritical
  • Refinancing risk when the entire loan falls due at the same timeHigh

Details, assessments and suggested actions are part of the full analysis.

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  • Debt per square metre700 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre774 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Hörnan i Haparanda a financially healthy housing cooperative?
HSB brf Hörnan i Haparanda receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB brf Hörnan i Haparanda?
The debt is 700 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB brf Hörnan i Haparanda?
The annual fee is 774 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Hörnan i Haparanda has a health score of 8 out of 10.