Hemlo's BRF analysis

HSB brf Smedjan i Haparanda

Org. no. 716415-7542 · Haparanda

Stable associationBased on the 2024 annual report · Analysed 15 Aug 2026

Summary

HSB brf Smedjan i Haparanda receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 3,552 kr per square metre and the annual fee is 842 kr per square metre per year. The analysis highlights, among other things: Möjligt nära förestående stambyte i 40+ år gammal fastighet, Hög refinansieringsbelastning inom kort tid, Underhållsfonden kan vara otillräcklig för stora framtida projekt.

Association facts

Municipality
Haparanda
Built
1981
Apartments
22
Total area
1 485 m²

Identified risks

  • Possible imminent pipe replacement in a 40+ year-old propertyCritical
  • High refinancing burden in the short termHigh
  • The maintenance fund may be insufficient for major future projectsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,552 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre842 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Smedjan i Haparanda a financially healthy housing cooperative?
HSB brf Smedjan i Haparanda receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB brf Smedjan i Haparanda?
The debt is 3,552 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB brf Smedjan i Haparanda?
The annual fee is 842 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Smedjan i Haparanda has a health score of 7 out of 10.