Hemlo's BRF analysis

Bostadsrättsföreningen Snipan

Org. no. 716415-2147 · Umeå

Strong associationBased on the 2025 annual report · Analysed 28 Aug 2026

Top 19% in Umeå

Summary

Bostadsrättsföreningen Snipan receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,048 kr per square metre and the annual fee is 708 kr per square metre per year. Lower fee per m² than 97% of associations in Umeå. The analysis highlights, among other things: Oklar stambytesstatus i 44-årig fastighet, Låg underhållsfond ger risk för avgiftshöjningar, Stor andel lån förfaller inom kort.

Compared with neighbouring associations

  • Lower debt per m² than 89% of associations in Umeå
  • Lower fee per m² than 97% of associations in Umeå
  • Larger maintenance fund than 78% of associations in Umeå
  • Lower equity ratio than 89% of associations in Umeå

Association facts

Municipality
Umeå
Built
1981
Apartments
78
Total area
6 300 m²

Identified risks

  • Unclear plumbing replacement status in a 44-year-old propertyHigh
  • Low maintenance fund creates risk of rent increasesHigh
  • Large proportion of loans due soonHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,048 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre708 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Snipan a financially healthy housing cooperative?
Bostadsrättsföreningen Snipan receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Snipan?
The debt is 3,048 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 89% of associations in Umeå.
How high is the fee in Bostadsrättsföreningen Snipan?
The annual fee is 708 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Snipan has a health score of 8 out of 10.