Hemlo's BRF analysis
Bostadsrättsföreningen Clerk 24
Org. no. 769615-2631 · Karlskrona
Summary
Bostadsrättsföreningen Clerk 24 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2020 annual report. The debt is 6,962 kr per square metre and the annual fee is 773 kr per square metre per year. Smaller maintenance fund than 100% of associations in Karlskrona. The analysis highlights, among other things: Negativ underhållsfond ger svag buffert för framtida kostnader, Räntekänsligheten kan ge märkbar avgiftspåverkan vid räntelyft, Liten förening gör ekonomin mer sårbar för enstaka kostnadschocker.
Compared with neighbouring associations
- Higher debt per m² than 77% of associations in Karlskrona
- Higher fee per m² than 64% of associations in Karlskrona
- Smaller maintenance fund than 100% of associations in Karlskrona
Association facts
- Municipality
- Karlskrona
- Built
- 1890
- Apartments
- 12
- Total area
- 935 m²
Identified risks
- Negative maintenance fund results in a weak buffer for future costsHigh
- Interest rate sensitivity can lead to noticeable fee impacts when rates riseMedium
- Small associations make the finances more vulnerable to individual cost shocksMedium
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre6,962 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre773 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Clerk 24 a financially healthy housing cooperative?
- Bostadsrättsföreningen Clerk 24 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2020 annual report.
- How high is the debt in Bostadsrättsföreningen Clerk 24?
- The debt is 6,962 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 77% of associations in Karlskrona.
- How high is the fee in Bostadsrättsföreningen Clerk 24?
- The annual fee is 773 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Clerk 24 has a health score of 8 out of 10.