Hemlo's BRF analysis

Bostadsrättsföreningen Jarramas

Org. no. 735000-0738 · Karlskrona

Strong associationBased on the 2025 annual report · Analysed 6 Sept 2026

Top 43% in Karlskrona

Summary

Bostadsrättsföreningen Jarramas receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 515 kr per square metre and the annual fee is 585 kr per square metre per year. Lower debt per m² than 92% of associations in Karlskrona. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Lånen förfaller koncentrerat inom kort tid, Underhållsfonden är låg i förhållande till fastighetens behov, Otillräcklig insyn i styrelsens arbetsfrekvens.

Compared with neighbouring associations

  • Lower debt per m² than 92% of associations in Karlskrona
  • Lower fee per m² than 92% of associations in Karlskrona
  • Smaller maintenance fund than 69% of associations in Karlskrona
  • Higher equity ratio than 62% of associations in Karlskrona

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²585 kr/m²
+5% over 1 yr2024–2025
Debt/m²515 kr/m²
-2% over 1 yr2024–2025
Equity ratio47 %
-5 pp over 1 yr2024–2025

Association facts

Municipality
Karlskrona
Built
1961
Apartments
26
Total area
2 225 m²

Identified risks

  • The loans mature in a concentrated way within a short period of time.Medium
  • The maintenance fund is low relative to the property’s needsMedium
  • Insufficient transparency into the board’s working frequencyLow

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre515 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre585 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Jarramas a financially healthy housing cooperative?
Bostadsrättsföreningen Jarramas receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Jarramas?
The debt is 515 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 92% of associations in Karlskrona.
How high is the fee in Bostadsrättsföreningen Jarramas?
The annual fee is 585 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Jarramas has a health score of 9 out of 10.