Hemlo's BRF analysis

Bostadsrättsföreningen Gullbernahult 2

Org. no. 769633-8164 · Karlskrona

Stable associationBased on the 2024 annual report · Analysed 28 Jul 2026

Summary

Bostadsrättsföreningen Gullbernahult 2 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 13,527 kr per square metre and the annual fee is 634 kr per square metre per year. Higher debt per m² than 100% of associations in Karlskrona. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvadratmeter, Mycket hög räntekänslighet vid framtida omläggning, Flera lån förfaller inom kort tidsfönster.

Compared with neighbouring associations

  • Higher debt per m² than 100% of associations in Karlskrona
  • Lower fee per m² than 94% of associations in Karlskrona
  • Smaller maintenance fund than 78% of associations in Karlskrona
  • Higher equity ratio than 79% of associations in Karlskrona

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²634 kr/m²
+5% over 1 yr20232024
Debt/m²13 527 kr/m²
-1% over 1 yr20232024
Equity ratio62 %
+1 pp over 1 yr20232024

Association facts

Municipality
Karlskrona
Built
2018
Apartments
17
Total area
1 700 m²

Identified risks

  • Very high debt per square metreCritical
  • Very high interest rate sensitivity at future refinancingCritical
  • Several loans are due within a short time windowHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre13,527 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre634 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Gullbernahult 2 a financially healthy housing cooperative?
Bostadsrättsföreningen Gullbernahult 2 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Bostadsrättsföreningen Gullbernahult 2?
The debt is 13,527 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 100% of associations in Karlskrona.
How high is the fee in Bostadsrättsföreningen Gullbernahult 2?
The annual fee is 634 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Gullbernahult 2 has a health score of 7 out of 10.