Hemlo's BRF analysis

Bostadsrättsföreningen Glasberget 29

Org. no. 769624-2507 · Karlstad

Acceptable, with remarksBased on the 2023 annual report · Analysed 24 Jun 2026

Summary

Bostadsrättsföreningen Glasberget 29 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 10,227 kr per square metre and the annual fee is 800 kr per square metre per year. Higher debt per m² than 82% of associations in Karlstad. The annual fee has been broadly unchanged over the past 3 years. The analysis highlights, among other things: Mycket hög belåning per kvm, Mycket hög räntekänslighet, Svag underhållsreserv trots behov av framtida åtgärder.

Compared with neighbouring associations

  • Higher debt per m² than 82% of associations in Karlstad
  • Higher fee per m² than 65% of associations in Karlstad
  • Higher equity ratio than 74% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²800 kr/m²
-1% over 3 yr20202023
Debt/m²10 227 kr/m²
-13% over 3 yr20202023
Equity ratio62 %
+5 pp over 3 yr20202023

Association facts

Municipality
Karlstad
Built
2006
Apartments
36
Total area
2 118 m²

Identified risks

  • Very high debt per sqmCritical
  • Very high interest rate sensitivityCritical
  • Weak maintenance reserve despite the need for future measuresHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,227 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre800 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Glasberget 29 a financially healthy housing cooperative?
Bostadsrättsföreningen Glasberget 29 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2023 annual report.
How high is the debt in Bostadsrättsföreningen Glasberget 29?
The debt is 10,227 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 82% of associations in Karlstad.
How high is the fee in Bostadsrättsföreningen Glasberget 29?
The annual fee is 800 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 3 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Glasberget 29 has a health score of 6 out of 10.