Hemlo's BRF analysis

Bostadsrättsföreningen Furuhill i Karlstad 1

Org. no. 769633-2613 · Karlstad

Acceptable, with remarksBased on the 2025 annual report · Analysed 18 Sept 2026

Summary

Bostadsrättsföreningen Furuhill i Karlstad 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,511 kr per square metre and the annual fee is 1,033 kr per square metre per year. Higher fee per m² than 95% of associations in Karlstad. The annual fee has increased 53% over 3 years. The analysis highlights, among other things: Mycket hög belåning kan driva upp avgifterna, Mycket hög räntekänslighet i föreningens ekonomi, Årsavgiften ligger redan över varningsnivå.

Compared with neighbouring associations

  • Higher debt per m² than 91% of associations in Karlstad
  • Higher fee per m² than 95% of associations in Karlstad
  • Higher equity ratio than 74% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 033 kr/m²
+53% over 3 yr2022–2025
Debt/m²12 511 kr/m²
-3% over 3 yr2022–2025
Equity ratio65 %
+65 pp over 5 yr2020–2025

Association facts

Municipality
Karlstad
Built
2021
Apartments
32
Total area
2 228 m²

Identified risks

  • Very high leverage can drive up the feesCritical
  • Very high interest rate sensitivity in the association’s financesCritical
  • The annual fee is already above the warning level.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,511 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,033 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Furuhill i Karlstad 1 a financially healthy housing cooperative?
Bostadsrättsföreningen Furuhill i Karlstad 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Furuhill i Karlstad 1?
The debt is 12,511 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 91% of associations in Karlstad.
How high is the fee in Bostadsrättsföreningen Furuhill i Karlstad 1?
The annual fee is 1,033 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 53% over 3 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Furuhill i Karlstad 1 has a health score of 6 out of 10.