Hemlo's BRF analysis

HSB Bostadsrättsförening Ljungen i Haparanda

Org. no. 716415-7419 · Haparanda

Strong associationBased on the 2025 annual report · Analysed 8 Aug 2026

Summary

HSB Bostadsrättsförening Ljungen i Haparanda receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,265 kr per square metre and the annual fee is 674 kr per square metre per year. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Kombinationsrisk: äldre hus, oklar stamstatus och svag ekonomisk buffert, Pågående tvist om markarbeten, Låg underhållsfond i förhållande till kommande behov.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²674 kr/m²
+6% over 1 yr20242025
Debt/m²1 265 kr/m²
+34% over 1 yr20242025
Equity ratio61 %
-4 pp over 1 yr20242025

Association facts

Municipality
Haparanda
Built
1979
Apartments
84
Total area
7 722 m²

Identified risks

  • Combination risk: older buildings, unclear pipe (stam) status and a weak financial bufferCritical
  • Ongoing dispute regarding groundworksHigh
  • Low maintenance fund in relation to upcoming needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,265 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre674 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Ljungen i Haparanda a financially healthy housing cooperative?
HSB Bostadsrättsförening Ljungen i Haparanda receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Ljungen i Haparanda?
The debt is 1,265 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Ljungen i Haparanda?
The annual fee is 674 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Ljungen i Haparanda has a health score of 9 out of 10.