Hemlo's BRF analysis

HSB Bostadsrättsförening Södertorp i Malmö

Org. no. 746001-0411 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

HSB Bostadsrättsförening Södertorp i Malmö receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,712 kr per square metre and the annual fee is 974 kr per square metre per year. Larger maintenance fund than 97% of associations in Malmö. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Osäkert stambyte i 70-talshus, Hög skuldsättning i kombination med kommande stora projekt, Avgifterna är redan på tydlig uppgång.

Compared with neighbouring associations

  • Lower debt per m² than 68% of associations in Malmö
  • Higher fee per m² than 69% of associations in Malmö
  • Larger maintenance fund than 97% of associations in Malmö
  • Lower equity ratio than 69% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²974 kr/m²
+5% over 1 yr20242025
Debt/m²3 711 kr/m²
-1% over 1 yr20242025
Equity ratio25 %
+2 pp over 1 yr20242025

Association facts

Municipality
Malmö
Built
1972
Apartments
486
Total area
35 116 m²

Identified risks

  • Uncertain pipe replacement in 1970s buildingsCritical
  • High indebtedness in combination with upcoming major projectsHigh
  • The service charges are already on a clear upward trend.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,712 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre974 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Södertorp i Malmö a financially healthy housing cooperative?
HSB Bostadsrättsförening Södertorp i Malmö receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Södertorp i Malmö?
The debt is 3,712 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 68% of associations in Malmö.
How high is the fee in HSB Bostadsrättsförening Södertorp i Malmö?
The annual fee is 974 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Södertorp i Malmö has a health score of 5 out of 10.