Hemlo's BRF analysis

RBF Krongården

Org. no. 797000-1587 · Luleå

Stable associationBased on the 2023 annual report · Analysed 1 Jul 2026

Summary

RBF Krongården receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 8,411 kr per square metre and the annual fee is 736 kr per square metre per year. Lower equity ratio than 100% of associations in Luleå. The analysis highlights, among other things: Möjligt nära stambyte i 1950-talsfastighet, Hög refinansieringsrisk de närmaste åren, Stor räntekänslighet i förhållande till intäkterna.

Compared with neighbouring associations

  • Higher debt per m² than 93% of associations in Luleå
  • Larger maintenance fund than 69% of associations in Luleå
  • Lower equity ratio than 100% of associations in Luleå

Association facts

Municipality
Luleå
Built
1954
Apartments
148
Total area
8 610 m²

Identified risks

  • Potentially close to pipe replacement in a 1950s propertyCritical
  • High refinancing risk in the coming yearsHigh
  • High interest-rate sensitivity in relation to incomeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre8,411 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre736 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Krongården a financially healthy housing cooperative?
RBF Krongården receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2023 annual report.
How high is the debt in RBF Krongården?
The debt is 8,411 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 93% of associations in Luleå.
How high is the fee in RBF Krongården?
The annual fee is 736 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Krongården has a health score of 7 out of 10.