Hemlo's BRF analysis
RBF Krongården
Org. no. 797000-1587 · Luleå
Summary
RBF Krongården receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,722 kr per square metre and the annual fee is 1,043 kr per square metre per year. Higher fee per m² than 95% of associations in Luleå. The annual fee has increased 42% over 2 years. The analysis highlights, among other things: Stora lån förfaller snart och refinansieringsrisken är hög, Osäkert stambytesläge i 1950-talshus, Mycket hög skuldsättning med stor räntekänslighet.
Compared with neighbouring associations
- Higher debt per m² than 89% of associations in Luleå
- Higher fee per m² than 95% of associations in Luleå
- Lower equity ratio than 95% of associations in Luleå
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Luleå
- Built
- 1954
- Apartments
- 151
- Total area
- 8 850 m²
Identified risks
- Large loans are due soon and refinancing risk is highCritical
- Uncertain pipe replacement situation in 1950s housingCritical
- Very high indebtedness with high sensitivity to interest ratesCritical
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre9,722 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,043 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is RBF Krongården a financially healthy housing cooperative?
- RBF Krongården receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in RBF Krongården?
- The debt is 9,722 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 89% of associations in Luleå.
- How high is the fee in RBF Krongården?
- The annual fee is 1,043 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 42% over 2 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Krongården has a health score of 5 out of 10.