Hemlo's BRF analysis

HSB Bostadsrättsförening Hjärpetan i Älvenäs

Org. no. 773200-1503 · Karlstad

Acceptable, with remarksBased on the 2024 annual report · Analysed 24 Jun 2026

Summary

HSB Bostadsrättsförening Hjärpetan i Älvenäs receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 6,769 kr per square metre and the annual fee is 1,048 kr per square metre per year. Higher fee per m² than 98% of associations in Karlstad. The annual fee has increased 17% over 4 years. The analysis highlights, among other things: Stort låneförtfall i ett enda tillfälle, Hög skuldsättning och låg soliditet, Mycket låg underhållsfond i förhållande till ytan.

Compared with neighbouring associations

  • Higher debt per m² than 67% of associations in Karlstad
  • Higher fee per m² than 98% of associations in Karlstad
  • Larger maintenance fund than 66% of associations in Karlstad
  • Lower equity ratio than 89% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 048 kr/m²
+17% over 4 yr20202024
Debt/m²6 769 kr/m²
-12% over 4 yr20202024
Equity ratio14 %
+5 pp over 4 yr20202024

Association facts

Municipality
Karlstad
Built
1957
Apartments
49
Total area
2 490 m²

Identified risks

  • Large loan shortfall in a single instalmentCritical
  • High indebtedness and low equity ratioHigh
  • Very low maintenance fund in relation to the floor areaHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,769 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,048 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Hjärpetan i Älvenäs a financially healthy housing cooperative?
HSB Bostadsrättsförening Hjärpetan i Älvenäs receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB Bostadsrättsförening Hjärpetan i Älvenäs?
The debt is 6,769 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 67% of associations in Karlstad.
How high is the fee in HSB Bostadsrättsförening Hjärpetan i Älvenäs?
The annual fee is 1,048 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 17% over 4 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Hjärpetan i Älvenäs has a health score of 6 out of 10.