Hemlo's BRF analysis

HSB Bostadsrättsförening Höken i Karlstad

Org. no. 773200-1271 · Karlstad

Strong associationBased on the 2024 annual report · Analysed 17 Apr 2026

Top 1% in Karlstad

Summary

HSB Bostadsrättsförening Höken i Karlstad receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 1,319 kr per square metre and the annual fee is 508 kr per square metre per year. Lower fee per m² than 97% of associations in Karlstad. The annual fee has increased 34% over 2 years. The analysis highlights, among other things: Avgiften kan vara för låg i förhållande till kommande kostnader, Hög refinansieringsrisk när hela lånestocken förfaller samtidigt, Äldre fastighet innebär fortsatt risk för dolda underhållsbehov.

Compared with neighbouring associations

  • Lower debt per m² than 92% of associations in Karlstad
  • Lower fee per m² than 97% of associations in Karlstad
  • Larger maintenance fund than 83% of associations in Karlstad
  • Higher equity ratio than 68% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²508 kr/m²
+34% over 2 yr2022–2024
Debt/m²1 319 kr/m²
+38% over 2 yr2022–2024
Equity ratio58 %
+1 pp over 2 yr2022–2024

Association facts

Municipality
Karlstad
Built
1957
Apartments
27
Total area
2 312 m²

Identified risks

  • The fee may be too low in relation to upcoming costs.High
  • High refinancing risk when the entire loan portfolio matures at the same timeHigh
  • Older property still entails a risk of hidden maintenance requirementsMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,319 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre508 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Höken i Karlstad a financially healthy housing cooperative?
HSB Bostadsrättsförening Höken i Karlstad receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB Bostadsrättsförening Höken i Karlstad?
The debt is 1,319 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 92% of associations in Karlstad.
How high is the fee in HSB Bostadsrättsförening Höken i Karlstad?
The annual fee is 508 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 34% over 2 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Höken i Karlstad has a health score of 9 out of 10.