Hemlo's BRF analysis

HSB Bostadsrättsförening Höken i Karlstad

Org. no. 773200-1271 · Karlstad

Strong associationBased on the 2024 annual report · Analysed 17 Apr 2026

Top 3% in Karlstad

Summary

HSB Bostadsrättsförening Höken i Karlstad receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 508 kr per square metre per year. Lower fee per m² than 96% of associations in Karlstad. The annual fee has increased 34% over 2 years. The analysis highlights, among other things: Avgiften kan vara för låg i förhållande till kommande kostnader, Hög refinansieringsrisk när hela lånestocken förfaller samtidigt, Äldre fastighet innebär fortsatt risk för dolda underhållsbehov.

Compared with neighbouring associations

  • Lower debt per m² than 85% of associations in Karlstad
  • Lower fee per m² than 96% of associations in Karlstad
  • Larger maintenance fund than 84% of associations in Karlstad
  • Higher equity ratio than 67% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²508 kr/m²
+34% over 2 yr20222024
Debt/m²1 319 kr/m²
+38% over 2 yr20222024
Equity ratio58 %
+1 pp over 2 yr20222024

Association facts

Municipality
Karlstad
Built
1957
Apartments
27
Total area
2 312 m²

Identified risks

  • The fee may be too low in relation to upcoming costs.High
  • High refinancing risk when the entire loan portfolio matures at the same timeHigh
  • Older property still entails a risk of hidden maintenance requirementsMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre508 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Höken i Karlstad a financially healthy housing cooperative?
HSB Bostadsrättsförening Höken i Karlstad receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB Bostadsrättsförening Höken i Karlstad?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 85% of associations in Karlstad.
How high is the fee in HSB Bostadsrättsförening Höken i Karlstad?
The annual fee is 508 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 34% over 2 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Höken i Karlstad has a health score of 9 out of 10.